Category: corporate credit ratings

  • A Roadmap from Data Science to BI via ML

    A Roadmap from Data Science to BI via ML

    The blog post presents a comprehensive roadmap to Data Science (DS), providing an overview of career prospects, the field’s intersections with Mathematics, Statistics, and Computer Science, and its business relevance. The text details the earning potential of data scientists and the steps towards becoming one, including Data Analysis, Machine Learning, and Business Intelligence. It highlights…

  • ML/AI Credit Risk Analytics

    ML/AI Credit Risk Analytics

    This project utilized a variety of machine learning algorithms (RF, KNN, DT, GB, LR, ANN, and SVM) to create credit risk modeling for efficient credit rating. Among these, the Gradient Boosting algorithm showed the highest test accuracy at 81.7%. The project also produced feature importance coefficients that reflect relevant credit ratings or probability of default,…